SBA and Government Guaranteed Loans
We offer SBA and other agency loans that are guaranteed by the federal or state government
up to a specific percentage.
As an SBA Preferred Lender, Rabobank is authorized to make decisions on SBA loans locally without submitting them
to the agency's district offices for approval. This may shorten your waiting time for obtaining loan approval and
also means the decisions on your loan are made by local people who know you and your business.
Small Business Administration (SBA) Financing
Requiring less money down and providing longer terms than other types of financing, an SBA loan is
the ideal lending solution for many businesses.
You can use your loan to start a new business or to help operate, acquire, or expand your existing business.
Some of these uses include:
- Business start-up costs
- To purchase land or buildings, to cover new construction as well as expansion or conversion of existing facilities
- To acquire equipment, machinery, furniture, fixtures, supplies, or materials.
- For long-term working capital including the payment of accounts payable and/or for the purchase of inventory
- To refinance existing business indebtedness which is not already structured with reasonable terms and conditions.
- For short-term working capital needs including seasonal financing.
- To purchase an existing business.
(Rabobank's SBA Loan programs include SBA 504, 7(a) and SBA Express Loans.)
U.S. Department of Agriculture (USDA) Business and Industry (B&I) Loans
Designed to create and maintain employment, and to improve the economic climate in rural communities, the B&I program
is a special provision for loans to businesses located in rural areas. Use B&I funds for working capital, equipment,
building improvements, or real estate acquisition!
All loans subject to credit approval.
Equal Housing Lender
