Community Banking

Checking

Designed to fit your needs

Rabobank's checking choices give you the flexibility to select the account that best fits your lifestyle. Choose from several checking options and make managing your funds convenient for you.

• Option Checking
  Our basic checking account is ideal for individuals who write fewer than 10 checks per month. Enjoy a low monthly maintenance fee with unlimited use of our ATMs,VISA® Check Card and Online Banking services. Waive your monthly maintenance fee with direct deposit.
  
  
• Personal Checking
  Experience the flexibility of unlimited transactions and three ways to waive your monthly maintenance fee including direct deposit.
  
  
• Personal Interest Checking
  Enjoy the features of Personal Checking with the additional benefit of earning interest on your account balances. Other benefits include fee-free cashier's checks and travelers checks, and discounts on safe deposit boxes and some consumer loans.
  
  
• Senior Checking
  For individuals age 50 and over, take advantage of unlimited transactions, no monthly maintenance fee, free image checks, travelers checks, cashier's checks, and more.
  
  

Rabobank Personal Checking accounts come with these great benefits:

• Free VISA® Check Card
  Enjoy the convenience of VISA® shopping power and ATM access combined in a single card.
  
  
• Free Online Banking & Bill Payment
  Keep on top of your finances daily with anytime access to your account online at www.RabobankAmerica.com.
  
  
• Unlimited Teller Transactions
  Come into the branch for service as often as you like. There's no charge for our assistance.
  
  
• No Transaction Limits
  Enjoy the freedom of unrestricted access to your account,with no limits on credits or debits. (Excludes Option Checking)
  
  
• Low Initial Deposit
  As little as $100 easily establishes one of our convenient checking accounts.
  
  
• Free Check Image Statements
  Review your cleared checks with ease on a convenient monthly image statement.
  
  
• Direct Deposit
  Automatically have funds deposited into your account, safely and securely.
  
  
• Automatic Savings Capability
  Transfer a fixed amount each month to savings and reach your savings goals with our handy automatic transfer service.
  
  
• Overdraft Protection
  Protect yourself from inconvenient overdrafts with the option to link your primary checking to a checking or savings account, line of credit or your VISA® Credit Card.
  
  
• Combined Balance
  You may qualify to have the maintenance fee waived on your primary checking account based on the combined balance of linked Rabobank savings, money market, and/or certificates of deposit.
  
  

Please refer to the Understanding Your Deposit Account Agreement & Disclosures brochure for complete information about the terms and conditions that apply to deposit accounts. Refer to the Summary of Deposit Rates Offered for current interest rates.