Construction Loans
Talk to just about any builder on the California Coast, and likely you'll find that they've built a
home financed by us. That's no coincidence. We have a history of providing one of the best construction
financing programs around:
- Available for owner-occupied single family residences.
- Highly competitive rates.
- Loan terms can be tailored to your project.
- Your lot does not need to be owned outright.
- Experienced construction-lending officers to help you.
Lot Loans
Even if you're not quite ready to build your new home, our lot loan program allows you to buy that
perfect home site now, with up to two years to begin construction (extensions available for qualified
borrowers). Our low, fixed rates and extended amortization will help keep your payments affordable. And
to make your construction planning a little easier, we can provide expert advice about the construction
financing most appropriate for your situation.
All loans subject to credit approval.