Cash Reserve (Personal Lines of Credit)


Cash Reserve is our revolving credit line that works like extra cash in your checking account. For a project around the house, auto repairs, education expenses, a vacation, or an emergency reserve, you can access up to your full preapproved credit line simply by writing a check for more than your account balance or by calling our toll-free 24-hour automated customer service line.

This unsecured credit line automatically advances funds into your checking account when you write checks that exceed your checking account balance. But it isn't just for overdraft protection--you can use your available Cash Reserve balance for any purpose. And because Cash Reserve is a revolving credit line, as you repay the funds, you can use them again and again.


All loans subject to credit approval.