Business Checking Accounts

Business Rewards Banking puts you in control with the ability to earn greater financial rewards by maintaining account balances or using our business products and services. You’ll find the checking solution that’s right for your business at Rabobank. Talk to your local Banker to learn more.

Open a Business Rewards Banking checking account with as little as $100 and start enjoying these benefits:

  • Personal service from our knowledgeable banking staff
  • Online Banking
  • Business Debit Card
  • Merchant Express Card
  • Branch ATMs statewide, and access to the Allpoint® ATM Network with over 55,000* ATMs in the U.S. and internationally - surcharge free

Call or Request a Consultation with your local Banker to find out which Checking Account is right for your business.

Make the move to better business banking.

As part of our commitment to exceptional customer service, we have designed a Business Switch Kit to make switching your accounts smooth and seamless.

Silver Checking Gold Checking Platinum Checking

Earn Increased Annual Percentage Yields (APY)1

Increased APY on Rabobank Business Money Market accounts2




Increased APY on Rabobank Business Rewards CDs2




Receive Benefits on Account Services

Monthly Items Without Fees3




Online Banking with Bill Pay up to 20 items4




No Charge for Monthly Cash Deposits up to:5




Save with Special Discounts

Remote Deposit Capture Discount6




Business Credit Card with Rewards Annual Fee Waiver7




First Check Order Discount




eStatement Adoption Discount8




Get Money Back

Incoming Wire Fee Reimbursement (monthly occurences)9




Reimbursement of Monthly Maintenance Fee

As a Business Rewards Banking checking account holder, you can qualify for reimbursement of the monthly maintenance fee. Learn how you can avoid fees.

See Understanding Your Deposit Account Agreement & Disclosures, Addendums, Schedule of Fees and Minimum Balances, and Business Rewards Banking Customer Guide for the terms and conditions that apply to deposit accounts and services.

*Subject to change without notice.  Deposits may only be made at Rabobank ATMs.  ATM transactions outside the U.S. are subject to an international service assessment.

1These benefits do not apply to accounts in a “non-owned” account type classification. See page 6 of the Business Rewards Banking Customer Guide for more information on “non-owned” account type classifications.
2Amount of increase in APY subject to change. Refer to the Rabobank Summary of Deposit Rates Offered for current APYs.
3$0.40 per transactional item fee applies over the included number of items. Transactional items include any combination of deposit slips, paid items, and deposited items; see Understanding Your Deposit Account Agreement & Disclosures and call Rabobank, N.A. for complete list of applicable items. Transactional item fee does not apply to ACH credits, Rabobank Merchant Services transactions, or Remote Deposit Capture transactions. See Remote Deposit Capture Agreement Addendum A for pricing and terms and conditions.
4Account with active bill pay will be credited $5.95 monthly. Per item charges in excess of 20 monthly payments may apply. Additional charges may apply to other bill pay packages.
5$0.20 per $100 for deposited cash in excess of the included amount.
6Discount applies to Business Rewards Banking checking account where monthly Remote Deposit Capture fee is assessed.
7Upon approved credit. Applies to select cards only. Other fees and charges may apply. See page 6 of the Business Rewards Banking Customer Guide for details.
8Applies only to account not receiving reimbursement of monthly maintenance fee and exclusively receiving electronic statements.
9Fees are assessed for all incoming wire transactions. Up to four incoming wire transaction fees will be reimbursed per statement cycle for a Platinum Business Rewards checking account.
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