• Contact Us
  • Locations
  • 20149

    Is this your correct zip code?

    Your zip code is used to provide customized products and services for your area.

    YES NO

    Please enter your zip code


    Please enter a valid five digit zip code.


    Please note: Rabobank's branches are located in California only.

    Continue or visit Rabo Agrifinance for AG lending outside of California.

  • Log In


Our Commitment to Growth

Contact Us


Growing Healthy Communities
Growing Sustainability
Growing Food Access
Growing Happy Homes
Growing Innovations
Growing New Roots
Growing Collaborations
Growing Generosity
Who We Are
  • Click to pause

A healthy community is a successful community. To achieve this, people need access to justice, shelter, education, food, income, a stable environment, and sustainable resources. In other words, good health requires overall well being.

Inside these covers, you will find profiles of businesses, organizations, and individuals where Rabobank, N.A. has made a commitment to well being by growing sustainability, food access, happy homes, innovations, new roots, collaborations, and generosity. You can get more information about each profile by clicking on the icons at the right hand side.

The Rabobank Group is a privately-held, international financial service provider of retail and commercial banking and lending products and services, comprised of Rabobank Nederland, the central organization; Dutch cooperative banks; and subsidiaries that operate on every major world continent, including Rabobank, N.A., which operates in California. Each affiliate is guided by the cooperative principles of the Rabobank Group, which began as a cooperative of enterprising rural farmers in the Netherlands over 100 years ago.

Download this story in a printable version.

  • Click to pause


Nurturing sunshine brings warmth and life to A&W Farms, and their clients, every day in the San Joaquin Valley, where Alida and Willem (pictured) Veenhoven practice sustainable farming near Bakersfield. With almost 275 days of sunshine, this is the perfect place for farmers to take advantage of the sun’s rays and solar energy.

The Veenhovens farm 70 acres of pistachio trees and operate a custom harvest business that chops and bales corn, alfalfa, wheat, and soybeans for the regional dairy industry.

Sustainable farmers like the Veenhovens play a key role in protecting the environment and conserving energy. Farm operations require energy for a wide variety of applications, and it can be a large, sometimes volatile expense.

Solar energy provides predictable, fixed, long-term cost savings; energy independence with limited environmental impact; federal and state tax incentives; and simple-to-maintain equipment.

The Bank financed the Veenhovens’ first solar system in 2013, and the system produced enough energy to almost cancel the electricity bill for their home and farm shop. This led to the installation of a second system that upgraded the well supplying water to their irrigation system.

According to Willem, “the system for the house and shop should pay for itself in 4.3 years, but with how electricity prices are going up, I think we will pay it back in four years. The second solar system should pay for itself in about seven years.”

Download this story in a printable version.

  • Click to pause


The sweet sounds of music, inviting smells, and friendly people at the Oak Park Farmers’ Market held at Sacramento’s McClatchy Park make it a must stop on a beautiful Saturday morning. The 125-year-old park covers 15 acres of large-shade oak trees with picnic tables, along with a whole range of outside activities for kids and adults.

The weekly celebration is the ultimate in the farm-to-table experience from May to November. The Market offers a large variety of items from high-quality fruits and vegetables, flowers and plants, and cheese and eggs to fish and stewed chickens, as well as locally-prepared treats such as Yolanda’s Tamales and Upper Crust Bread. Add to that, free activities that can include massages, yoga classes, classic car shows, face painting, and art projects for children coordinated with the Crocker Art Museum. There are also cooking competitions, care fairs with health screenings, and booths staffed by local organizations.

Operated by NeighborWorks® Sacramento, an affordable housing and community organization, the Market was originally organized five years ago by concerned residents who wanted a grocery alternative to the small stores and fast food restaurants that dominate the area. NeighborWorks was instrumental in helping residents get the Market off the ground.

Rabobank, N.A. provided funding to help start the Market and has continued to fund annual purchase incentives for low-income CalFresh customers that double their spending money. This incentive accounts for a significant portion of sales for many farmers and growers. The Market also accepts WIC benefits (nutrition program for women, infants, and children).

“Through our Rabobank partnership, families have an incentive to shop at the Farmers’ Market. They might have thought it was too expensive, but now they can take $20 and make it $40,” said Sharon Eghigian (pictured), NeighborWorks Community Impact Manager. “That’s lower than grocery store prices for locally-grown, organic, pesticide-free produce picked that same day.”

Download this story in a printable version.

  • Click to pause


Joe Moreno (pictured) is a poet and grandfather who retired and found a safe, quiet, and friendly place to live at Salinas Gateway Senior Apartments, located in the heart of historic downtown Salinas.

The Bank was one of the financing sources for the award-winning 52-unit affordable housing and commercial retail project which contains many sustainable features that cut residents’ energy use and utility costs. These features earned a certification for environmen­tally-friendly design, construction, operation, and maintenance. The most innovative feature is the living vegetated roof (pictured) that insulates the interior, reduces sound transmission, and conserves water.

Moreno has only praise for his new home and social activities that connect him with other residents in the building. Residents get free bus passes that make it easy for Moreno to visit his grandchildren in neighboring cities. And he is within walking distance of banks, restaurants, shopping, parks, museums, his doctor, and the library, where he can take his young grand­daughter to get books.

Residents also get ready access to services and resources designed for older adults. Half of the units are reserved for seniors that need daily help with living activities, with on-site services to assist their special needs.

Moreno said his new apartment brings him peace, adding “Now, I just want to make the best of life.”

Download this story in a printable version.

  • Click to pause


Marcia Ruth’s (pictured) love of learning and creativity led her to become an educator, journalist, and artist. In 2008, losses from the financial crisis forced her to ask herself “What do you do when you turn 70?” Her response in 2013 at the age of 75 was to launch a home-based business, which creates unique educational tools and sculptural art.

Kinesthetic or tactile learning involves learning through touching and doing, as opposed to watching or listening. Ruth tapped into this market with a business that sells laser-cut, hand-assembled, 3-dimensional, birch maps (laser and map are pictured).

Ruth began by selling a map of California displaying its extreme features – contrasting mountain ranges, volcanic peaks, agricultural valleys, and areas below sea level. She has since added a puzzle map of San Francisco and maps of Oregon/Washington and Yosemite National Park; with plans to create national and global maps. The products are made to be sturdy, decorative, and artistic for the classroom, home, or office.

The California Capital Women’s Business Center (WBC), hosted by the California Capital Financial Development Corporation, and partially funded by the Small Business Administration (SBA), offers training and assistance to entrepreneurs like Ruth. The Bank provided start-up funds for the WBC.

The WBC assisted Ruth with free tax planning, financing, and social media classes, and also helped her secure a $3,000 SBA microloan. “For people my age, often what we’re looking for is under $5,000. A $5,000 loan is like $5 million to me,” said Ruth.

Download this story in a printable version.

  • Click to pause


The success of Rio de Parras Organics proves that hard work can make a dream come true when people really like what they do. Eleazar (pictured) and Ana Juarez, who own and operate the business, enjoy being their own bosses and growing healthy produce for their customers.

After many years of working on farms in the United States, the Juarezes decided to create a family farming operation named after their native town in Michoacán, Mexico. They began by graduating from the Farmer Education Program offered by the nonprofit Agriculture and Land Based Training Association (ALBA) in Salinas, which assists beginning farmers, leases land to graduates at a discount, buys graduates’ produce, and helps them transition to their own farms.

The Juarezes became certified organic producers in Monterey County in 2005. They cultivate a variety of fruits and vegetables year round, including broccoli, cauliflower, chard, kale, lettuce, cilantro, bell peppers, radishes, tomatoes, and strawberries. Now they operate stands at weekly farmers’ markets in cities from Monterey to Sacramento, and run a year-round commu­nity-supported agriculture (CSA) business in Lake Tahoe. CSA is another way for a consumer to buy local produce directly from a farmer by buying a membership that entitles the consumer to a box of produce each week during the farming season.

The Juarezes’ farming operations have grown with loan support and technical assistance from California FarmLink, a Santa Cruz nonprofit that helps underserved and beginning farmers access land, capital, and expertise. The Bank funds ALBA and California FarmLink programs.

Ana (not pictured) said that California FarmLink had been an important partner in her family’s success. “We’ve gotten loans from them twice – we always need money to invest in equip­ment – and it’s been great because the people there are very helpful.”

Download this story in a printable version.

  • Click to pause


Farmers get great satisfaction from working outdoors and watching their fruits, vegetables, and trees grow into delicious, healthy produce, but they need cost-efficient distribution channels. Food hubs are one method of conveniently connecting farmers with businesses and their ultimate consumers.

Hubs connect small local growers with local, large volume buyers, such as grocery retailers, restaurants, distributors, hospitals, hotels, and schools. They can be on-site produce warehouses or online platforms where growers and buyers arrange sales. Food hubs enable farmers to combine their harvests; coordinate marketing; reduce sales costs; address food safety issues; and coordinate the storage, delivery, and transportation of their products.

Through a grant to 3Core, Rabobank, N.A. funded a hub feasibility study for the new online North Valley Food Hub, serving Butte, Glenn, and Tehama counties. 3Core is the nonprofit economic development planning and coordinating agency for a nine-city area. The hub study led to the creation of the California Finance Consortium, which provides lending, investments, and support to nonprofits and small businesses in a 17-county region.

The Bank assists the Consortium by supplying equity for loan programs and awarding grants to its members. Consortium participants include the Sierra Economic Development Corporation, Superior California Economic Development, Arcata Economic Development Corporation, and the Yuba-Sutter Economic Development Corporation.

“I don’t think we’d be where we are without the incredible support of 3Core and Rabobank,” said Noelle Ferdon, the Food Hub’s Director (pictured).

Download this story in a printable version.

  • Click to pause


It’s a standard joke that kids won’t eat their vegetables, but when the lunch bells bring students to the cafeteria at Blanche Reynolds School in Ventura, over 400 students from kindergarten through eighth grade head enthusiastically to a shiny new self-serve salad bar.

Installed with financial support from the Bank, it is easy for staff to use, easy for students to reach, and accommodates a greater variety of fruits, vegetables, and condiments than previously available.

Each day at Blanche Reynolds, students get their regular lunch, along with access to the salad bar, which is stocked with fresh, colorful items that go well with that particular day’s lunch. This has encouraged students to try new foods, add variety to their diets, and create their own meals, meaning less food goes in the trash.

The salad bar is one of 11 funded by Rabobank for the Kern Union High School District, Hickman Community Charter District, and Ventura Unified School District (Superintendent, Dr. Trudy Arriaga; Director, Food and Nutrition Services, Kara Muniz; and Operations Specialist, Katherine Martin, pictured from left to right) through the Let’s Move Salad Bars to California Schools initiative, launched in 2012 by the Unit­ed Fresh Produce Foundation.

The Bank’s contribution stems from its recognition that most kids don’t eat the recommended daily amounts of fruits and vegetables, and good nutrition leads to better academic performance.

“The most successful children are supported at home, school, and in the wider community,” concluded Anne Roundy-Harter, Blanche Reynolds’ principal (not pictured).

Download this story in a printable version.

  • Click to pause


Rabobank, N.A. is proud to serve California’s agricultural communities and work for the interests of local individuals, families, and organizations. Through our network of branches and financial service centers, the Bank continuously addresses the financial service needs of our communities and supply the best possible financial solutions. Whether financing affordable housing, supporting a farmers’ market, financing a solar system for a pistachio farmer, or helping a map-making business, our goal is to help communities achieve their highest potential growth.

Rabobank, N.A. strives to meet the credit and banking needs of all segments of the communities in which it operates, including low- and moderate-income neighborhoods, small businesses, and small farms, as outlined under the Community Reinvestment Act (CRA). The Bank’s multifaceted CRA program is designed to meet the specific, targeted needs of each of our customers’ communities. This includes making affordable housing loans for low-income families, farm workers, seniors, and special needs individuals, whatever is needed.

Rabobank, N.A. plays a key role in its communities through the support of a wide variety of local events, from rodeos to relays-for-life, as well as active, ongoing volunteerism by our employees. The Bank takes the time to build long-term relationships and work shoulder-to-shoulder with its neighbors to bring knowledge, hard work, and collaborations together. Rabobank, N.A. operates with a core set of values that focus on being involved, maintaining local decision making, achieving consistent product and service delivery, and providing leadership to keep up with our customers’ changing needs.

Download this story in a printable version.

Did you find the information on this page helpful?