More Rewards, Not More Rules: Rabobank Credit Cards

Our new line of personal credit cards now have more benefits for you! Our Rabobank Visa Signature® Bonus Rewards Card and Visa Signature® Bonus Rewards PLUS Card offer you another easy way to earn rewards you’ll love.

With our Visa Bonus Rewards Card, you automatically earn 25% more1 points every month on every net $1 you spend.2

25% MORE POINTS — Each month, you earn 1 point for every net $1 you spend, plus an additional 25% BONUS on all points earned that month (that's the equivalent of getting 1.25 points for every net $1 in purchases).1 
TOTALLY AUTOMATIC — There’s nothing to sign up for, nothing to choose and nothing to keep track of. 
UNLIMITED POINTS3 — There’s no limit to the total number of points you can earn and you have at least 5 years to redeem them. 
GREAT SAVINGS — Enjoy a 0% introductory APR on purchases and balance transfers for 6 billing cycles. After that, a variable rate, currently 9.99% -20.99% APR. 

And YOU CHOOSE the rewards you want: You can redeem your points for everything from cash back, gift cards and brand-name merchandise to travel on more than 150 airlines — with no blackout dates. We’ll even give you $25 cash back4 just for making your first purchase! 

Our Visa Bonus Rewards PLUS Card offers you the ability to earn 50% more points.

Want a longer introductory APR period?

Get the everyday convenience of a non-rewards card with the no-annual-fee Rabobank Visa® 
Platinum Card. You’ll enjoy a 0% introductory APR on purchases and balance transfers for your first 12 billing cycles and after that, a variable rate currently 9.99% - 20.99% APR. Not only can you save on interest, but you have the opportunity to pay down your other credit card balances faster, too. 

Applying online is fast and easy, so if you’re ready to get rewarded and enjoy great introductory rates, apply for a Rabobank credit card today

More Choices to Fit Your Needs 
Along with our personal credit cards, we also offer: 
• College Rewards Visa® Card – Expressly designed for college students, with no annual fee and the ability to earn rewards with every purchase.5

Learn more

• Visa® Business Cards – Our Visa Business credit cards offer you the flexibility to separate business from personal expenses, access to free spending reports and the purchasing power you need to manage your business. All with the security that comes with every Visa Business credit card.

Learn more

• Secured Visa® Card – Secured by a savings account and providing an excellent opportunity for someone starting a credit history or who has been turned down for a credit card.5

Learn more 

The creditor, issuer and service provider of these credit cards is Elan Financial Services pursuant to a license from Visa U.S.A. Inc. 


  1. The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25%).
  2. Net purchases are purchases minus credits and returns.
  3. The Elan Rewards Program is subject to change. Points expire five years from the end of the quarter in which they are earned.
  4. With your first credit card purchase, you’ll get 2,500 bonus points that can be redeemed as a $25 statement credit to your credit card account. Bonus points will be applied 6 to 8 weeks after first purchase and are not awarded for balance transfers or cash advances.
  5. Late payments and going over the credit limit may damage your credit history.

The information contained in this article is intended for general educational purposes only and is not to be construed as legal, tax, or financial advice. Please consult with your own legal, tax or financial advisor for guidance with your own particular circumstances.