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Our Latest Personal Rates


Summary of Deposit Rates Offered

†Annual Percentage Yield and Interest Rates specified are accurate as of 01/02/2015

-Personal CDs

Personal CD or IRA, Rewards (i.e. Bronze/Silver Rewards Levels)

Term

Annual Percentage Yield / Interest Rate†

30 - 60 days

0.05/0.05% 0.05/0.05% 0.05/0.05% 0.05/0.05% 0.05/0.05%

61 - 90 days

0.05/0.05% 0.05/0.05% 0.05/0.05% 0.05/0.05% 0.05/0.05%

91 - 179 days

0.05/0.05% 0.08/0.08% 0.08/0.08% 0.08/0.08% 0.08/0.08%

180 - 364 days

0.08/0.08% 0.10/0.10% 0.10/0.10% 0.15/0.15% 0.15/0.15%

1 yr - 23 mos

0.10/0.10% 0.15/0.15% 0.15/0.15% 0.15/0.15% 0.15/0.15%

2 yr - 35 mos

0.25/0.25% 0.30/0.30% 0.30/0.30% 0.30/0.30% 0.30/0.30%

3 yr - 47 mos

0.35/0.35% 0.45/0.45% 0.45/0.45% 0.45/0.45% 0.45/0.45%

4 yr - 59 mos

0.45/0.45% 0.55/0.55% 0.55/0.55% 0.55/0.55% 0.55/0.55%

5 yr

0.70/0.70% 0.80/0.80% 0.80/0.80% 0.80/0.80% 0.80/0.80%

Minimum to Open a Personal CD: $2,500   Minimum to Open an IRA: $1,000

Bonus rates available

Rewards Banking Bonus Rates1

Gold Rewards Level: Int. Rate + 0.10% | Platinum Rewards Level: Int. Rate + 0.20%
Count on your local banker to help you choose the right accounts to meet your financial goals and situation.

Coverdell Education Savings (CESA) CD - [Not Available Online]

  $2,500 -
$49,999.99
$50,000 -
$99,999.99
$100,000 -
$499,999.99
$500,000 -
$999,999.99
$1,000,000
or more

Term

Annual Percentage Yield / Interest Rate†

12 mos

0.10/0.10% 0.15/0.15% 0.15/0.15% 0.15/0.15% 0.15/0.15%

Minimum to Open: $1,000

+Money Market Accounts

Personal Money Market, Rewards (i.e. Bronze/Silver Rewards Levels)

Amount

Annual Percentage Yield / Interest Rate†

Less than $10,000

0.03/0.03%

$10,000 - $24,999.99

0.04/0.04%

$25,000 - $49,999.99

0.06/0.06%

$50,000 - $99,999.99

0.09/0.09%

$100,000 - $2,499,999.99

0.10/0.10%

$2,500,000 - $4,999,999.99

0.10/0.10%

$5,000,000+

0.10/0.10%

Minimum to Open: $100

Bonus rates available

Rewards Banking Bonus Rates1

Gold Rewards Level: Int. Rate + 0.10% | Platinum Rewards Level: Int. Rate + 0.20%
Count on your local banker to help you choose the right accounts to meet your financial goals and situation.

+Savings Accounts

Personal Savings

Amount 

Annual Percentage Yield / Interest Rate†

All balances

0.03/0.03%

Minimum to Open: $100

Minor Savings

Amount 

Annual Percentage Yield / Interest Rate†

All balances

0.03/0.03%

Minimum to Open: $1

Holiday Saver

Amount 

Annual Percentage Yield / Interest Rate†

All balances

0.03/0.03%

Minimum to Open: $20

Health Savings Account

Amount 

Annual Percentage Yield / Interest Rate†

Less than $5,000

0.03/0.03%

$5,000 or more

0.03/0.03%

Minimum to Open: $100

Retirement Savings - [Not Available Online]

Amount 

Annual Percentage Yield / Interest Rate†

All balances

0.03/0.03%

Minimum to Open: $100

Coverdell Education Savings (CESA) - [Not Available Online]

Amount 

Annual Percentage Yield / Interest Rate†

All balances

0.03/0.03%

Minimum to Open: $100

+Checking Accounts

Rewards Banking with Interest Checking and Personal Interest Checking

Amount 

Annual Percentage Yield / Interest Rate†

Less than $2,500

0.01/0.01%

$2,500 - $9,999.99

0.02/0.02%

$10,000 - $24,999.99

0.02/0.02%

$25,000 - $49,999.99

0.02/0.02%

$50,000 - $99,999.99

0.02/0.02%

$100,000 or more

0.02/0.02%

Minimum to Open: $100

† Annual Percentage Yield(APY). APY calculation assumes that funds will be held on deposit for 365 days with no rate change, fees assessed, withdrawals, or deposits made and will be applied to the entire collected balance of the applicable tier.

1 Bonus rates added to Personal Money Market and/or Rewards CD base interest rate are only valid for the time the customer remains at the required Rewards Banking Level. If a customer falls into a lower Rewards Level that does not receive the bonus rate (i.e. Silver Level), the customer's rate will revert to the normal Personal Money Market and/or Personal CD rate at that time. IRA CDs are NOT eligible for Rewards CD bonus rates. Customers may not combine promotional offers, rates, or other incentives with Rewards Banking bonus rates or discounts.

Please refer to the Understanding Your Deposit Account Agreement & Disclosures brochure for complete information about the terms and conditions that apply to deposit accounts and service. CD accounts earn interest at a fixed rate, except for Rewards CDs which earn interest at a variable rate. Fixed rate means that, after the CD is opened, you receive the applicable interest rate until the CD matures. The checking, savings, and money market accounts listed above are variable rate accounts. Variable rate means that at our discretion, we may change the Annual Percentage Yield/Interest Rate on the account at any time.

Rewards CDs, Personal CDs, CESA CDs, IRA CDs: There is no minimum balance to obtain the disclosed APY. A penalty is imposed for early withdrawal. The APY assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings. IRA Retirement CDs are only available to consumers.

Rewards Banking with Interest Checking, Personal Interest Checking, Personal Investment Money Market, Personal Money Market: There is no minimum balance to obtain the disclosed APY. This account is a tiered rate account. Maintenance or activity fees could reduce earnings.

Personal Investment Savings: To obtain the disclosed APY you must maintain a minimum daily collected balance of $2,500.00. You must also have or open a Bank checking account. This account is a tiered rate account. Maintenance or activity fees could reduce earnings.

Personal Savings, Minor Savings, Holiday Saver, Coverdell Education Savings, Retirement Savings, Health Savings Account: There is no minimum balance to obtain the disclosed APY. Maintenance or activity fees could reduce earnings.

Summary of Deposit Rates Offered

†Annual Percentage Yield and Interest Rates specified are accurate as of 01/02/2015

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