• Contact Us
  • Locations
  • Log In

Checking

The more you bank, the more financial rewards you receive

  Find a nearby location


Go
 
  • SHARE

Rewards Banking Interactive Tool


Assess which level of Rewards Banking is right for you.

Please tell us about your current Rabobank relationship:

Are you currently a Rabobank customer?

        

How many years have you been a customer?

  • 0 - 4

  • 5 - 9

  • 10 - 14

  • 15+



Will anyone on the account be 60+ years old?

        

Tell us about the banking features you use:

Online Bill Payments Per Month

  • 0

  • 1 - 4

  • 5 - 9

  • 10+



Debit Card Purchases Per Month

  • 0

  • 1 - 10

  • 11 - 24

  • 25 - 49

  • 50+

Which of the following services do you use?


Tell us a little bit about your accounts:

Average daily balance of
your Checking Account

  • <$1K

  • $1K - $5K

  • $5K - $25K

  • > $25K

Average daily combined balance of ALL of your deposit accounts

  • <$10K

  • $10K - $50K

  • $50K - $100K

  • > $100K

Combined balances of your outstanding loans with Rabobank

  • 0

  • <$50K

  • $50K - $100K

  • 100K - 250K

  • > $250K


Reset Selections

To determine your Rewards Checking level, complete the form on the left.

Congratulations! Based on your selections you qualify for a BRONZE level account.

Congratulations! Based on your selections you qualify for a SILVER level account.

Congratulations! Based on your selections you qualify for a GOLD level account and no monthly maintenance fee.¹ ²

Congratulations! Based on your selections you qualify for a PLATINUM level account and no monthly maintenance fee.


Here's how it works

The more services you use - or the higher your balance - the more rewards you receive. Simply open a Rewards Banking checking account and you can automatically:

  • Earn higher rates
  • Take advantage of free services
  • Save with special discounts
  • Get money back

Every month, we'll review your banking relationship and automatically determine your rewards level - Bronze, Silver, Gold or Platinum.

If you qualify for a higher rewards level, you'll automatically move up to that level. If you qualify for a lower level, you'll have a grace period of 30 days before you move to the lower level.

With a Bronze level account, you’ll get all the following features at no additional charge:

  • Visa debit card
  • Mobile Banking1 with Mobile Deposit
  • eStatements
  • Access to all Rabobank ATMs, California Walgreen’s ATMs, and other ATM waivers.
  • Rewards Banking Savings account for no additional charge2
  • No annual fee on your Rabobank credit card3
  • You’ll also get a 0.25% discount rate on certain consumer loans (i.e. auto, home equity & personal)4

Rewards Banking Checking with Interest

  • For customers who seek to earn interest on their checking account.
  • $2,500 average monthly balance required to waive maintenance fee.
  • $12 monthly maintenance fee
  1. Your mobile carrier's message and data rates may apply.
  2. Rate bonuses are as of 10/1/12 and subject to change.
  3. Upon approved credit and when linked to a Rabobank checking account for overdraft protection.
  4. Requires $200 minimum opening balance.

Fees:

  • $10 monthly maintenance fee2,3
  • Minimum opening deposit = $100

Standard account features at no additional charge:

  • Visa debit card
  • Mobile Banking1 with Mobile Deposit
  • Online Banking with Bill Pay
  • eStatements
  • Access to all Rabobank ATMs, California Walgreen's ATMs, and other ATM waivers.
  • Rewards Banking Savings account for no additional charge4
  • No annual fee on your Rabobank credit card5
  • Unlimited checkwriting (checks are available at an additional charge)

Bronze level discounts:

  • 0.25% discount rate on certain consumer loans (i.e. auto, home equity & personal)6
  1. Your mobile carrier's message and data rates may apply.
  2. Monthly maintenance fee for Bronze level is $10 for Rewards Banking Checking and $12 for Rewards Banking with Interest Checking.
  3. Maintenance fee for Rewards Banking Checking is waived for customers age 60+ regardless of level.
  4. Requires $200 minimum opening balance.
  5. Upon approved credit and when linked to a Rabobank checking account for overdraft protection.
  6. Rate bonuses are as of 10/1/12 and subject to change.

Silver level account holders receive the following benefits:

  • $200 origination fee discount on a mortgage or refinance
  • 0.35% discount rate on certain consumer loans (i.e. auto, home equity & personal)1
  • One fee waiver on a non-RNA ATM transaction
  • FREE Cashier’s Checks
  • Unlimited, no fee debit card usage
  • FREE Rabobank checks
  • $10 discount on annual Safe Deposit Box rental
  1. Rate bonuses are as of 10/1/12 and subject to change.

Fees:

  • No monthly maintenance fee
  • Minimum opening deposit = $100
  • Standard account features at no additional charge:
  • Visa debit card
  • Mobile Banking1 with Mobile Deposit
  • Online Banking with Bill Pay
  • eStatements
  • Access to all Rabobank ATMs, California Walgreen's ATMs, and other ATM waivers.
  • Rewards Banking Savings account for no additional charge4
  • No annual fee on your Rabobank credit card5

Silver level discounts on other banking products:

  • 0.35% discount rate on certain consumer loans (i.e. auto, home equity & personal)
  • $200 origination fee discount on a mortgage or refinance
  • One fee waiver on a non-RNA ATM transaction
  • FREE Cashier’s Checks
  • Unlimited, no fee debit card usage
  • FREE Rabobank checks
  • $10 discount on annual Safe Deposit Box rental
  1. Your mobile carrier's message and data rates may apply.
  2. Monthly maintenance fee for Bronze level is $10 for Rewards Banking Checking and $12 for Rewards Banking with Interest Checking.
  3. Maintenance fee for Rewards Banking Checking is waived for customers age 60+ regardless of level.
  4. Requires $200 minimum opening balance.
  5. Upon approved credit and when linked to a Rabobank checking account for overdraft protection.
  6. Rate bonuses are as of 10/1/12 and subject to change.

Gold level account holders receive the following benefits:

  • $350 origination fee discount on a mortgage or refinance
  • 0.10% bonus rate on Money Markets and CDs
  • 0.40% discount rate on certain consumer loans (i.e. auto, home equity & personal)1
  • 5 fee waivers on a non-RNA ATM transaction
  • FREE Cashier’s Checks
  • 1 overdraft fee waiver
  • Unlimited, no fee debit card usage
  • FREE Rabobank checks
  • $15 credit toward Safe Deposit Box rental
  1. Rate bonuses are as of 10/1/12 and subject to change.

Fees:

  • No monthly maintenance fee
  • Minimum opening deposit = $100

Free services:

  • Visa debit card
  • Mobile Banking¹ with Mobile Deposit
  • Online Banking with Bill Pay
  • eStatements
  • Access to all Rabobank ATMs, California Walgreen's ATMs, and other ATM waivers.
  • Rewards Banking Savings account for no additional charge4
  • No annual fee on your Rabobank credit card5

Gold level discounts:

  • $350 origination fee discount on a mortgage or refinance
  • 0.10% bonus rate on Money Markets and CDs
  • 0.40% discount rate on certain consumer loans (i.e. auto, home equity & personal)¹
  • 5 fee waivers on a non-RNA ATM transaction
  • FREE Cashier’s Checks
  • 1 overdraft fee waiver
  • Unlimited, no fee debit card usage
  • FREE Rabobank checks
  • $15 credit toward Safe Deposit Box rental
  1. Rate bonuses are as of 10/1/12 and subject to change.
  2. Monthly maintenance fee for Bronze level is $10 for Rewards Banking Checking and $12 for Rewards Banking with Interest Checking.
  3. Maintenance fee for Rewards Banking Checking is waived for customers age 60+ regardless of level.
  4. Requires $200 minimum opening balance.
  5. Upon approved credit and when linked to a Rabobank checking account for overdraft protection.
  6. Rate bonuses are as of 10/1/12 and subject to change.

Platinum level account holders receive the following benefits:

  • Free appraisal on a Home Loan (up to $750)
  • 0.20% bonus rate on Money Markets and CDs1
  • 0.50% discount rate on certain consumer loans (i.e. auto, home equity & personal)1
  • Unlimited fee waivers on a non-RNA ATM transactions
  • A FREE savings account
  • FREE Cashier’s Checks
  • 2 overdraft fee waivers
  • Unlimited, no fee debit card usage
  • FREE Rabobank checks
  • $20 credit toward Safe Deposit Box rental
  1. Rate bonuses are as of 10/1/12 and subject to change.

Fees:

  • No monthly maintenance fee
  • Minimum opening deposit = $100

Free services:

  • Visa debit card
  • Mobile Banking1 with Mobile Deposit
  • Online Banking with Bill Pay
  • eStatements
  • Access to all Rabobank ATMs, California Walgreen's ATMs, and other ATM waivers.
  • Rewards Banking Savings account for no additional charge4
  • No annual fee on your Rabobank credit card5

Platinum level discounts:

  • Free appraisal on a Home Loan (up to $750)
  • 0.20% bonus rate on Money Markets and CDs
  • 0.50% discount rate on certain consumer loans (i.e. auto, home equity & personal)
  • Unlimited fee waivers on a non-RNA ATM transactions
  • A FREE savings account
  • FREE Cashier’s Checks
  • 2 overdraft fee waivers
  • Unlimited, no fee debit card usage
  • FREE Rabobank checks
  • $20 credit toward Safe Deposit Box rental
  1. Your mobile carrier's message and data rates may apply.
  2. Monthly maintenance fee for Bronze level is $10 for Rewards Banking Checking and $12 for Rewards Banking with Interest Checking.
  3. Maintenance fee for Rewards Banking Checking is waived for customers age 60+ regardless of level.
  4. Requires $200 minimum opening balance.
  5. Upon approved credit and when linked to a Rabobank checking account for overdraft protection.
  6. Rate bonuses are as of 10/1/12 and subject to change.
Did you find the information on this page helpful?