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Savings, CDs, and Retirement

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Certificates of Deposit

Maximize your savings with a Certificate of Deposit (CD)

CDs are a simple and secure way to earn higher interest with guaranteed returns and your choice of terms. With a Rabobank CD, you can: 

  • Lock in a fixed-interest term from 30 days to 5 years 
  • Take advantage of tiered rates — the higher your balance, the higher your interest rate 
  • Start with an opening deposit of just $2,500
  • Pay no monthly fee
  • Earn more with a Rewards CD


Earn more with a Rewards CD

With our Rewards Banking program, you can:

  • Earn a bonus rate on top of the regular CD rate 
  • Take advantage of other preferred rates, special discounts, and free services


Check today’s rates >


Need help with your savings strategy? Count on your local banker to help you choose the right accounts to meet your financial goals and situation.


CD or Money Market Account?

  • CDs generally earn higher interest than Money Market Accounts, but access to funds is limited.
  • If you withdraw cash before the CD term is up, a penalty will apply. A Money Market Account is more flexible.
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