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Savings & Money Market Accounts


Savings accounts for everyone in the family

Whether you want to build a nest egg, save for holiday expenses, help a child learn how to save, or cover health costs, you’ll find the account you need at Rabobank.

Get a higher rate and access your funds anytime with a Money Market Account

If you want to earn a higher rate, but don't want to be locked into a fixed term, consider a Money Market Account. They traditionally earn a higher rate than a savings account and your funds can be accessed anytime — and give you convenient access to your money by check or VISA® check card.

Check today’s rates >

 

Need help choosing the right account? Count on your local banker to help you choose the right accounts to meet your financial goals and situation.

 

It all adds up

Piggy Bank Icon

Saving just $10 a week will add up to $520 plus interest in a year. Set up automatic transfers to keep your savings growing.

Compare Our Accounts
Personal Savings
Personal Investment Savings
Minor Savings
Holiday Saver
Personal Money Market
Personal Investment Money Market
+Basic Information

Online Application

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Monthly Maintenance Fee

$9 per quarter

$15

None

None

$10

$25

Minimum Opening Deposit

$100

$10,000

$1

$20

$100

$25,000

Interest Earning

Yes

Yes

Yes

Yes

Yes

Yes

+Fees Waived If

Average collected balance is at least:

$300

$10,000

N/A

N/A

$2,500

$25,000

+Account Features

Free VISA® Check Card

Yes

Yes

Yes at age 16*

N/A

Yes

Yes

Balances may be used to waive checking account service charges

Yes

Yes

Yes

Yes

Yes

Yes

Other Benefits

Can be linked to Rabobank checking for overdraft protection

Tiered interest rates allow for potentially higher rates on larger balances

No minimum balance required

No minimum balance required

Disbursements in November to Rabobank account

Earns money market interest rates (tiered)

Earns premier interest rates on larger balances

+Special Requirements

Limited to 6 transactions per month (withdrawals, checks, debits, transfers)

Yes

Yes

Yes

N/A

Yes

Yes

Fee for excess transactions

$1 per item

$15 per statement cycle

$1 per item

N/A

$15 per statement cycle

$15 per statement cycle

Other requirements

 

Must have Rabobank checking account

$2,500 daily collected balance required to earn interest

Must be between ages 5 and 18

Joint account with at least one parent required

Automatic transfer from Rabobank checking or savings account

No partial withdrawals

 

 

Online Application

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Please refer to the Understanding Your Deposit Account Agreement & Disclosures brochure for complete information about the terms and conditions that apply to deposit accounts and services. Refer to the Summary of Deposit Rates Offered for current interest rates.

*With parental authorization.

 

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