ATMs and Branches

In addition to our branch ATMs statewide, we have partnered with the Allpoint® ATM Network to give you access to over 55,000* ATMs in the U.S. and internationally.

Allpoint® ATM Network

Allpoint® is America's largest surcharge-free ATM network, providing you with the freedom to get your cash where you want, when you want... without the ATM fees. With over 55,000* surcharge-free ATMs in the Allpoint® Network, your cash is never far away no matter where your travels take you in the U.S. or abroad.

Allpoint ATMs

Just look for the Allpoint® logo or use our location finder to find the Allpoint® ATM nearest you to:

  • Withdraw cash
  • Confirm balances
  • Make transfers between Rabobank accounts

*Subject to change without notice. Allpoint® ATMs are not owned by Rabobank; deposits not allowed. 

Allpoint® ATMs are located in popular retail stores — places you already know, love and shop every day. Look for the Allpoint® logo on ATMs at these fine retailers, and many others:

retail partners

Allpoint FAQS

Allpoint FAQS

Access to the Allpoint® surcharge-free ATM network is available to all Rabobank debit card holders.  Your card has been automatically enrolled.


Finding an Allpoint® ATM is easy!  Allpoint® ATMs are located in well-known retailers such as CVS, Target, and Safeway. There are probably several ATMs within a few blocks! The easiest way to find a participating ATM is to use our location finder or mobile app.

Commonly referred to as a surcharge, this is the fee the owner of the ATM machine assesses cardholders for using the machine to help cover the costs of maintaining and operating the machine for your convenience.

Use our locator to find an Allpoint® ATM near you and look for the Allpoint® brand on the ATM.


You will not be charged a surcharge fee for using an Allpoint® ATM.

You will not be charged; however, due to the technical limitations of certain types of ATM machines, Allpoint® is not able to prevent the "surcharge message" screen from appearing on some Allpoint® ATMs. You should continue the transaction by answering "yes" on this screen. When you get your receipt, you should see that you were not assessed a surcharge.  For example, the withdrawal amount on your receipt will show the amount withdrawn (i.e., $20.00, $40.00, etc.), not the amount of the withdrawal plus a surcharge fee (i.e., $21.50, $41.50, etc.). If you are charged a fee in error, call Rabobank Customer Care at (800) 942-6222.

You can make balance inquiries, transfers between Rabobank accounts, and withdraw money at Allpoint® ATMs, but you cannot deposit checks or cash.

If you notice a fee was charged for using an Allpoint® ATM, contact Rabobank Customer Care at (800) 942-6222.  We will research the transaction and, if applicable, will provide you a credit for any fees charged in error.

Yes. Your ATM card will continue to work at ATMs that are not included in the Allpoint® network. You will be charged a service fee by Rabobank. Refer to Schedule of Fees and Minimum Balances. You will also be charged a surcharge fee. The amount of surcharge fees that you will be assessed at out of network ATMs will be determined solely by the owner operator of that ATM and will not be eligible for reimbursement by Rabobank unless otherwise disclosed to you.

ATM owner operators are allowed to restrict the amount of cash dispensed per transaction to $200.  If you need to withdraw more than the amount allowed by the ATM owner operator, complete additional transactions as needed up to the maximum allowed by Rabobank.
We update the Allpoint® ATM locations weekly to reflect changes to the Allpoint® network of surcharge-free ATMs.

No fee is charged for using an Allpoint® ATM; however, the transaction is subject to an international service assessment (international fee). Refer to the Understanding Your Deposit Account Agreement and Disclosure brochure for details.

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