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Savings, CDs, and Retirement

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Certificates of Deposit

Maximize your savings with a Certificate of Deposit (CD)

CDs are a simple and secure way to earn higher interest with guaranteed returns and your choice of terms. With a Rabobank CD, you can:

  • Lock in a fixed-interest term from 30 days to 5 years
  • Take advantage of tiered rates — the higher your balance, the higher your interest rate
  • Start with an opening deposit of just $2,500
  • Pay no monthly fee
  • Earn more with a Rewards CD

Earn more with a Rewards CD

With our Rewards Banking program, you can:

  • Earn a bonus rate on top of the regular CD rate
  • Take advantage of other preferred rates, special discounts, and other benefits 


Need help with your savings strategy? Count on your local banker to help you choose the right accounts to meet your financial goals and situation.

CD or Money Market Account?

  • CDs generally earn higher interest than Money Market Accounts, but access to funds is limited.
  • If you withdraw cash before the CD term is up, a penalty will apply. A Money Market Account is more flexible.

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